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online installment loans

Pc Underwriter (DU) and financing Prospector (LP): what they’re and just why They situation

Actually asked the loan policeman exactly what a DU or LP try, merely to have a solution that left you more confused? You’re one of many.

DU is short for Desktop Underwriter and LP means financing Prospector. Both DU and LP tend to be different automated underwriting programs (AUS). Mortgage originators incorporate DU and LP to find out whether a loan satisfies Fannie Mae or Freddie Mac’s qualifications requirements consequently DU or LP approval try an important action towards shutting on a mortgage.